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How much will my adjustable rate mortgage payments be?

This calculator computes the estimated payments and interest for an adjustable rate loan, where the rate increases by the maximum amount allowed at each interval until it reaches the rate cap.

	Home price
	Down payment	%$
	Loan term	MonthsYears
	Beginning interest rate
	Rate cap (Life rate cap)
	Maximum amount the rate will increase at the first interval
	Maximum amount the rate will increase at each subsequent interval
	Number of months before the first rate increase
	Number of months between subsequent rate increases

Show payment schedule

Calculator tips

The APR calculation above does not include the effects of points, fees, or private mortgage insurance (PMI).

Calculator disclaimer

The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results.